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Commercial Financing

Spring into Summer with Finance & Win*

Spring into Summer with Finance & Win*

Go in the draw to win a D105 Lawn Tractor or
$500 in-store credit vouchers.

    Finance & Win - Australia
    Finance & Win - New Zealand
    Full Terms and Conditions

    Helping you grow your business

    Whether you’re a long-established company or just starting out, cash-flow management and credit availability are vital to your business. That’s why you can count on John Deere Financial.

     

    We offer a wide range of competitive finance options to help you optimise cash flow and acquire the latest commercial equipment you need. New equipment often means more reliability and reduced maintenance costs, which helps free up capital.

     

    For fast and flexible financing that grows right along with your business, John Deere Financial is here for you.  For more information, select one of the options below.

    Commercial Loan

    Purpose:
    Allows you to finance the purchase of equipment to be used predominantly for business purposes.

     

    Suitable for:
    • Individual, Company and Incorporated Bodies purchasing equipment for business/commercial purposes;
    • Creating equity within your equipment;
    • Contributing a deposit to the sale.

     

    How it works:
    The title of the equipment passes to you at settlement. John Deere Financial takes a chattel mortgage over the equipment for the life of the loan.

     

    Repayment schedule:
    John Deere Financial understands that everyone is different in regards to income stream and  seasonal needs. Therefore each loan can be structured to have repayments suit your cash flow.

     

    Repayments:
    Generally all scheduled repayments have a principal and interest component. This means that you are reducing the principal borrowing amount leading to the growth of equity in your equipment.

     

    Loan term:
    Up to 5 years. Longer terms can be considered for large transaction amounts.

     

    General advice:
    We have not considered if this product is right for you. You should consider the terms and conditions before applying and seek independent professional advice.

    Finance Lease (Au only)

    Purpose:
    This finance product allows you to lease, rather than buy, equipment used predominantly  for business purposes.

    Suitable for:
    Individual, Company and Incorporated Bodies leasing equipment for business/commercial purposes.

    How it works:

    • John Deere Financial purchases the equipment and then leases (rents) it to you for an agreed term in return for agreed rental payments.
    • Leases must have a residual value built into their structure. The residual value (the expected resale value of the goods at the end of the term) is determined in accordance with ATO guidelines.
    • The establishment fee is paid upfront.

    Repayment schedule:
    • Rentals are payable in advance on finance leases. The first rental, together with any fees payable (which cannot be financed under a lease) are due on the day of settlement.
    • Repayments can be structured to suit your cash flow.

    Lease term:
    A typical lease can be structured from 1 to 5 years.

    General advice:
    We have not considered if this product is right for you. You should consider the terms and conditions before applying and seek independent professional advice.

    Operating Lease

    This finance product is available.  For more information please contact your local John Deere dealer.

    General advice:
    We have not considered if this product is right for you. You should consider the terms and conditions before applying and seek independent professional advice.

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    *Terms & conditions apply. Full Terms & Conditions. Competition opens 00h01, 24/10/16 & ends 23h59 (AEST) 31/01/17. Open to Australian & New Zealand residents 18 years + who are commercial applicants. 1 automatic entry awarded per eligible product financed. Winners drawn at 11h00 (AEST) 13/02/17 at John Deere Financial Limited, 166–170 Magnesium Drive, Crestmead, QLD, 4132. Total Australian Prize Pool – 2 x D105 Lawn Tractor valued at AUD RRP $3,199 (inc GST) and 7 x AUD$500 in-store credit vouchers. Total New Zealand Prize Pool – 1 x D105 Lawn Tractor valued at NZD RRP $3,649 (inc GST). 3 x NZD$500 in-store credit vouchers. Winners notified by phone & mail/email within 2 days of the draw and published in The Australian on 20/02/17. The promoter is John Deere Financial Limited of 166-170 Magnesium Drive, Crestmead, QLD, Australia, 4132. Authorised under Permit Numbers: SA T16/1649, NSW LTPS/16/07340 & ACT TP 16/01821.

    Conditions apply. Finance available through John Deere Financial Limited (Australian Credit Licence 391484) to approved applicants only.