- Interest Free terms and conditions apply as per your chosen term of 6, 12, 18 or 30 months (20% deposit required for 30 month term)
- Minimum purchase $750
- $79 annual card fee
- No early repayment fees on your purchase
- Up to 55 days interest free on purchases1when you pay the full balance (including balance transfer and promotional purchases) by the due date each month
- Additional cardholder at no extra cost
- 24/7 access to Credit Cards Online, for the quick, easy and secure way to manage your account
- Easy repayments by BPAY®, Direct Debit, Phone banking by mail, at Australia Post or at any HSBC branch
How Does Interest-Free* Work?
*Interest free means you will not have to pay any interest on the purchase you made during the promotional period (6, 12, 18 or 30 months). You will be required to pay minimum monthly repayments as you would with any standard credit card purchase. Other transactions made with your credit card may incur interest charges. Upon expiry of your interest-free* special promotion purchase, any remaining balance will revert to a variable cash advance rate at that time.